Self-employed 13th-salary calculator
Formal employees get a 13th salary, paid vacation and a severance fund. The self-employed and rideshare drivers get none of the three — unless you pay yourself.
Your earnings
By saving 1/12 of your profit every month, by December you have a 13th salary the size of one of your own months — without depending on anyone.
Why the self-employed need their own 13th
People who work for themselves — rideshare drivers, couriers, freelancers — have no formal employment contract and therefore get no 13th salary, no paid vacation and no severance fund. December arrives with extra spending and no extra money coming in.
The fix is to become your own HR: by setting aside one twelfth (1/12) of your profit every month, by the end of the year you gather the equivalent of a full month of income — your own private 13th. This calculator shows exactly how much to save each month based on your average earnings.
Frequently asked questions
Is a self-employed worker entitled to a 13th salary?
No. People who work for themselves in Brazil — rideshare drivers, couriers, freelancers — have no formal employment contract, so they get no 13th salary, no paid vacation and no severance fund (FGTS).
How much should I save each month to build my own 13th salary?
One twelfth (1/12) of your average monthly net profit. Saving that every month, by December you accumulate the equivalent of a full month of income.
Is this savings the same as a CLT employee's 13th salary, with INSS and tax deducted?
No. It's a personal reserve, with no legal rule behind it and no INSS or income-tax deduction — the money is yours and is already net. To compare against a formal employee's 13th, with the deductions that apply to it, use the CLT 13th-salary and vacation calculator.
This math, automatic, on top of Uber
The JOBU app is a floating bubble that sits on top of Uber, 99 or Waze. You tap, type the distance and the fare, and see the net profit instantly — without leaving the map or opening a browser. Want to be notified at launch?